Get the best returns from your ISA

Nathan Wallis, spokesman at Birmingham Midshires, says when it comes to choosing the right ISA, it is important to pick a product that suits your needs: ‘There isn’t that much small print to go through on ISA accounts, because all providers have to offer a summary box showing product details. But if you might need to withdraw funds, you could be better off with an account paying a lower rate, for example, and forfeiting the interest.’